Category: General

This pretty much sums up the difference between my really smart friend Kris and myself…yesterday we were talking and she said to me “I’d love to win $100,000 right about now.”..and I quickly shot back, “WHY!!!!?????? We cannot travel anywhere and we cannot really buy anything…What’s the use for all that extra $$$” and without missing a beat, Kris said to me, “I would buy stock”…And there you have it!!!!!! So I thought maybe now would be a good time for a financial post…

Make sure you do as much as possible to focus on improving the way you manage your money and achieve success. There are a lot of elements you need to keep in mind here, and it is something that you should consider moving forward. Achieving financial success is important, and you have to make sure you do your best to work toward this. Doing as much as possible to achieve financial security is important as one of the sure signs of success.

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Taking charge of your money is important, and this is something you need to make sure you focus on as much as possible. The good news is that there are a lot of elements to consider moving forward, and this is something you need to keep in mind. Do your best to work on these financial hacks and use them to try to help you achieve life success as much as you possibly can.

Hire an Accountant

When it comes to making the most of your financial situation, you need to make sure you hire an accountant. There are a lot of factors that play a role in this, and it is important to make sure you have a professional who can work with you to help you improve the way you manage your money. This is something you need to make sure you get right as much as possible, and it is bound to help you make some better choices right now. Furthermore, an accountant can advise you how to save money and ensure you are keeping up to date with your tax requirements. 

Come up With a Budget

Something else you need to look at when it comes to money management is to come up with a budget. Now, this might seem a little bit dull and time-consuming, but there are a lot of things you need to come up with that will help you with this. Try to make the most of what is on offer to you, and make sure you consider putting everything down on a spreadsheet. Come up with an Excel document where you record all your incomings and outgoings so you can keep a record of what you’ve spent, where you’re overspending, and how much disposable income you have left at the end of each month.

Look at Investments

Another thing to keep in mind when you are trying to make the best possible financial life choices is to not be afraid of investing. This is no longer a rich man’s pursuit, and there are plenty of amazing ways in which anyone can invest these days, even you. The thing to remember is that you need to identify sensible and lucrative investments to help you. Look at buying something like an HDB investment property, and then renting it out to make money. You might also like to look at something like cryptocurrency and the best way of investing in them. 

Cut Expenses

When it comes to sensible financial management, one of the most important things to look at is what you can do to cut costs and trim expenses. There are so many things you can do to combat this, and it is important to ensure you work on this moving forward. Now, you’ll be happy to know that there are plenty of things you can do to help you reduce expenses and free up more money in day to day life. Something like switching energy suppliers, reducing the amount of power you use, and couponing are all great ways of being able to achieve a degree of success here. Make sure you try to come up with as many different ideas as you can that are going to help you cut expenses, starting right now. 

Go Green

Going green is all the rage these days and something that more and more homeowners are beginning to embrace. There are a lot of benefits to green living, and there is no doubt that it is something that can help to save you money, as well as protecting the environment. There are a number of things that you can do in and around your home to help you go greener. For instance, you could use energy saving light bulbs, start recycling more at home and grow your own fruit and vegetables. Going green in and around the home is really important for making you environmentally friendly and saving money at the same time. 

Avoid Debt

If you are serious about taking the right financial steps to ensure you avoid debt, there are several ways of doing this. For a start, a budget would help as a point of reference because it would show you where you are overspending and how to cut that down so you can stay in the black. Then there are other things where you need to be disciplined, such as avoiding using credit cards or taking out loans. Try to make sure you pay for things outright as much as you can as opposed to in installments, as this will ensure you don’t have debt hanging over you. 

Set Goals

Setting goals is really important, and you need to make sure you have clear and concise financial goals that you are working towards. This helps to give you drive and a sense of clarity, and this is something that is very important when it comes to working on your finances. Try to write out at least a couple of clear financial goals for the year right now. There is nothing wrong with starting out small and trying to work your way back up to larger and grander goals in the name of financial independence. 

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As you can see, there are a lot of factors you are going to need to keep in mind, and it is good to start now and think about the future. Getting a strong handle on your finances is something you should be looking to do right now, and this can give you much success. You need to be sensible with your money moving forward, and these are some of the best ideas that can help you to achieve this. 

Another week down!!!!! I wonder how many more to go? A reader sent me a message that she was sick of baking and wanted to know if I had any suggestions for something else to pass the time. I partnered with Target and found some really cool, really different crafts that everyone in the family might like. They are all under $15 and should arrive within a few days!!! Bon Weekend!! (click the image below to see the products)

I love this lip balm kit…everyone can use a new lip balm, right?!!!

How about buying a few of these and designing your own dessert or salad plates!!!!

If you love the MoMA like me….

I just thought this sun catcher was so cute…..makes me look forward to the summer!!!

Another favorite….an at home spa kit….we all could us this right about now….for sure

Such a great idea…a Terrarium!!!! This is just what we need with the lack of flowers around our homes these days!!!!

This has got to be one of my favorite things……a signature scent perfume kit!!!!!

For the reader that told me her 3 girls LOVE slime..I had to included it…

I saw this kit in a store in Greenwich a couple of months ago and I almost bought it then…these slippers are adorable…a great way to pass a few hours!!

I thought candle making might be a lot of fun!!!

This is not technically a craft but I bought these for me and my girls to try…and OMG they are awesome..for $5.00 they are super easy to apply and look great!!!!

Do you remember the song 99 Red Balloons? That was one of my favorite songs during high school…Just the image of those balloons being released..pure bliss..My friend Xanthe started a balloon decor company called loveballoonsxoxo. She specializes in corporate events and celebrations. However, she is starting to bring her business back home. If you live in the Westchester area, Xanthe will deliver a special, colorful EASTER BOUQUET to your house just in time for the Easter Bunny. I love her designs and I can’t wait for my bouquet to brighten up everything around here, especially the attitudes!!!!!..I did not post a photo of the bouquet because right now we all really need a special uplifting surprise so if you do order one, you will be as surprised as I will when it arrives. Please keep Xanthe in mind for all your future celebrations, including all those cute quarantine drive-by birthday parties. To order your own EASTER BOUQUET email Xanthe HERE.